There are several non profit agencies with grants available for first time homebuyers.  A first time homebuyer can, in certain cases, be someone who has not owned a home in the last 3 years.  One of these grants is for $10,000.00  that can be used for down payment and some closing costs.   Each agency has different qualifications and […]

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Fixed rate investment property loans currently need 10% down on 1 - 2 units and 25% down on 3 - 4 units.   Reserves (assets not used for down payment or closing costs) equal to 6 months payments (principal, interest and escrows) are required for the purchase of investment property.  You may use 75% of the […]

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